did that money come from? its not a poor financial decision.. its what he wants to do with the money.. sure he could go finance another house at 100% financing interest only, rent it out and use that 20k for the monthly morgtage payments and start building equity on two houses at once.. but he doesn't want to.. he wnats to build a z.. its not poor, its just not where you would stop investing your money..you would go 1,2,3 or maybe more steps ahead ofhtat.. will you ever stop investing and buy a toy? ya..if not, why make the money at all? its a priority of his.. not poor at all.. he is getting a better rate on 20k than i did for my dd for 20k.. and pretty much has the money, he just doesn't wanna sell his house to get at it..
